Explaining “what you do” to others

Does anyone else dread the “what do you do” question that often comes up when meeting people? If you tell them you’re retired they give you an awkward look and I’m pretty sure they assume you have family money or won the lottery. Either way they assume you’re lazy and entitled and not someone who spent decades working overtime and saving.

If you have a part time job, it partially solves the problem, but it’s still obvious a barista can’t possibly afford the kind of lifestyle you have.

So how do you answer this question without going into the details of your finances?