Is it ever going to get better?

My fiance and I are 28 years old. We make a combined 180k gross. She has student loans- which may triple soon due to changes to income driven repayment. In the Boston area, move in ready homes start at 500k. Taxes are astronomical, rates are awful- and when those rates drop, the house prices will just skyrocket again.

Is it over? Is there any chance of home ownership for people who didn’t buy pre-COVID and don’t make 250k+ per year?

I don’t see a way this could possibly get better, and I don’t see a way that a normal person could possibly have a path to home ownership.

Somebody please help me feel less hopeless about my dream of owning a home